The premium Microsoft Excel version allows up to 40 creditors. Buying the Extended license costs $9.95 and lets you enter up to 20 creditors in Google Sheets. Your first ten creditor accounts are free. Vertex42 has a debt reduction calculator. While there are debt payoff apps to make a payment plan, a template might be your preference. If two loans have the same balance amount, make additional payments on the one with the higher interest rate first.
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